Pet Deposit Laws and Pet Friendly Housing

New York City, May 8, 2008: RentLaw.com The National Landlord Tenant Guide announced today a Guide to PETS in Rental Housing and Laws.

RentLaw.com's Guide to Pets in Rental Housing provides information for landlords and pet-owning tenants.

Topics covered include: finding a pet-friendly rental, "PET" Security Deposits, security deposits in general, how to be a good pet-owning tenant, how to search for a pet friendly apartment and more.

The guide also discusses moving with your pet, The Humane Society, ASPCA and many other animal friendly organizations. David Dorfman, Publisher of RentLaw.com said "There is a large group of people who own pets and need to rent. Many landlords simply do not want to have a tenant with a pet for a number of reason." The site indicates several reasons - loud animals, smells might impact other tenants, damages caused by pets.

Dorfman noted there are an increasing number of complexes that advertise themselves as "pet-friendly" That includes hotels and motels that cater to pet owners.

What about "pet-security deposits"? Dorfman said that many states have regulating "pet deposits". The deposits range from zero (landlord has to use regular security deposit) to unlimited. (One additional month security could be considered standard in many states. See your state law list on RentLaw.com.


Learn more about Landlord Tenant Issues and Pet Laws and Pet Deposits on RentLaw.com - The National Landlord Tenant Guides.

Foreclosure Guides

New York City, January 4, 2007: RentLaw.com The National Landlord Tenant Guide announced today an expanded version of their Guide to Foreclosure.

RentLaw.com Guide to Foreclosure provides general information on the Foreclosure process and tips on how to Avoid Foreclosure. The guide also covers Foreclosure Scams where a borrower may end up in even further trouble.

David Dorfman, Publisher of RentLaw.com said "The number of homeowners and landlords that are in trouble continues to grow - impacting renters as well." Dorfman noted that tenants often receive eviction notices from a mortgage company or other lender. It is never clear what a tenant is supposed to do. Often times a tenant may had received a "great" rent - only to find out that the owner never paid his mortgage or taxes on the property. Many times, these homes were rented out as a last resort by an investor who thought they would close on the purchase and flip the property or flip the contract. In most areas, said Dorfman, those times are gone.

Learn more about Landlord Tenant Issues and Real Estate Investing on RentLaw.com - The National Landlord Tenant Guides.
See the RentLaw.com Guide to Foreclosure for more information.


For further information, see RentLaw.com http://www.rentlaw.com

Foreclosure Guides

RentLaw.com en Espanol

New York City, November 7, 2007: RentLaw.com The National Landlord Tenant Guide announced today a Spanish version of the leading landlord tenant web site.

RentLaw.com En Espanol will provide information for landlords and tenants in Spanish. Most major cities and towns already produce forms and guides in Spanish. RentLaw.com will provide an easy access point as well as contain additional guides in Spanish.

David Dorfman, Publisher of RentLaw.com said "There is a strong demand in the Spanish speaking market for legal information, especially on housing issues. RentLaw.com will serve that market."

For further information, see RentLaw.com http://www.rentlaw.com

RentLaw.com to Track Housing Stocks

RentLaw.com The National Landlord Tenant Guide said today, September 27, 2007 that they will be tracking stocks in US Home Builders.

"In addition to the typical law related questions, we have always discussed investments in single family and multi-family housing", said David Dorfman, publisher. "This is just another way of looking at investing in Real Estate, by investing in the companies that build the housing."

Other areas of note on RentLaw.com are good for investors as well, their guide to 1031 Exchange, Tax Deductions for Landlords and Real Estate Agents and more - all on RentLaw.com.

The stock market in general is very interesting. When these stocks in these companies trade at less then 60-70% of their 52 week high or all time highs, it's time for us to take a closer look.

For more information on Real Estate Stocks see our new feature with much more to come.

Countrywide Mortgage Corp

August 21, 2007 - So countrywide had to call an $11 BILLION credit line.

Surprised?

Not really. After attempting to refinance my house over the past few months, it seems every smaller bank and mortgage broker, when asked where are you sending my mortgage application, they all replied, "Countrywide". The backup, as they referred to it, was Wells Fargo.

I felt like calling up these brokers and aksing them today, who they are sending these apps to?

Countrywide, when I called them directly (I figured why pay a mortgage broker), and applied offered me a loan. However, when I declined the 7.25 offer as being HIGH, the rude person repsonded "WHAT WITH YOUR CREDIT SCORE, YOU'LL NEVER GET A LOAN...".

All I can say is I hope this person in their Houston call center has lost their job.

And I did get my loan. Locally.

So to all those banks and mortage brokers that jammed people through at Countrywide....

Good Luck.

NJM Insurance - Getting Cancelled

August 14, 2007 - This is somewhat off topic for RentLaw.com, but here it goes.

My auto insurance policy has been cancelled by New Jersey Manufacturers Insurance Company (NJM). Yes, I bounced a check, but I also assumed my automatic payment would be accepted.

I have been a GOOD customer of NJM since 1994. Time flies. So for 13 years they loved me. I paid, never had a claim - until 2005. That year, my licence plate hit the rear of a new Rav4. $536 in damage. Not bad.

Also in 2005, my wife decided to rear end another car in her s500. NO damage to the other car. Not even a claim filed by the other driver. However. that 5 MPH hit in a $95,000 car cost over $8,000 to repair.

Lastly, in 2005, I went 12 miles over the speed limit - 37 in a 25.

Shoot me.

I paid late. I pay late.

I was 4 days past my cancellation date notice before I remembered to call.

So I call NJM to get reinstated or find out why they didn't take my automatic payment.

I asked to get reinstated.

They made it sound like I was the worst person in the world.

We sent you letters.

You should be responsible.

You do not qualify for NJM.

BUT, they will let me go into NJM Reinsurance - at 3 times the rate (10,700 yr vs $3400 per yr). Funny.

For 13 years I WAS good.

I also added my daughter to my policy at age 17.

Now, after 13 years of paying them (3 times late), I am a BIG risk.

I was told to go find a broker to handle my needs.

I did.

Back over to ALLSTATE, the new ALLSTATE where I began driving some 30 years ago.

My next step is to take my homeowners policy from NJM and place it with ALLSTATE.

The moral is to be responsible. Don't ignore late notices, pay your bills on time (auto debit) and always shop for rates and, more importantly, SERVICE.

Customer Service.

That goes along way.

Not, hey, we have 700,000 policyholders, you think we have to call?

I'd would of been happy with a call from overseas telling me my policy is past due.

Mortgage Center at RentLaw.com

August 9, 2007. RentLaw.com, The National Landlord Tenant Guide today announced an updated Guide to Mortgages.

In making the announcement, RentLaw.com publisher David Dorfman said "we want to inform our readers about mortgages in a clear and concise manner". Dorfman continued, " I am just about done with a refinance on my home and I can't tell you what I went through. I thought it would be a simple process and I relied on "friends" who were mortgage brokers. I finally wound up at a larger, but local, bank who quickly took the app and processed it, in person. There was intelligence in making the loan decision."

Dorfman said the on-going goal at RentLaw.com is to simplify the Real Estate transaction. "There are just many, many chances for errors or misunderstanding" said Dorfman. "It's an ugly process with all the forms, the tensions, and fear of buying or selling a home". On Mortgages and Credit, Dorfman said "today, with the mortgage market the way it is due to the lax lending practices, lenders have once again gotten tougher. In his opinion and experience, Dorfman believes this has enabled the lenders or brokers to abuse people based on their credit score. Abuse by way of charging a higher rate for questionable credit scores. "

For more information on Mortgages, Home Equity and Credit, please visit Rentlaw.com at these sites:

Mortgages
Home Equity
Credit

Learn more today at Rentlaw.com - The National Landlord Tenant Guides.